3 adjectives to describe insolvency

If, then, the Manila cigars have not hitherto succeeded in making themselves acceptable in Europe on account of their inferiority, the blame is attributable simply to the system of compulsory labor, and the chronic insolvency of the Insular Treasury, whilst the produce of other tobacco countries has steadily progressed in quality in consequence of free competition.

The distress incident to the derangements of some years past has visited large numbers of our fellow-citizens with hopeless insolvency, whose energies, both mental and physical, by reason of the load of debt pressing upon them, are lost to the country.

Such development (and it is far from negligible) as she has done in Syria will be continued under French protection for the Arabs, such as she has done in Mesopotamia under English protection, and such as she has done in Anatolia will be continued by the Turks to drag them out of the utter insolvency that she has brought them to.

3 adjectives to describe  insolvency