.10 We offer the following elegant premiums of L. PRANG & CO'S CHROMOS for subscriptions as follows: A copy of paper for one year, and "The Awakening," (a Litter of Puppies.)

Level annual premiums and reserves.

This is an arrangement common in the slave states, and in its practical operation is equivalent to a bounty on hard drivinga virtual premium offered to overseers to keep the slaves whipped up to the top of their strength.

Since then a conspiracy of accidents has changed the whole problem; the bicycle and its vibrations developed the pneumatic tyre, the pneumatic tyre rendered a comfortable mechanically driven road vehicle possible, the motor-car set an enormous premium on the development of very light, very efficient engines, and at last the engineer was able to offer the experimentalists in gliding one strong enough and light enough for the new purpose.

The entire premium is called the "gross premium.

The sum must appear enormous, but the peculation under such a government must be incalculable; and when it is recollected that all neutral ships bringing cargoes for the republic must have been insured at an immense premium, or perhaps eventually purchased by the French, and that very few could reach their destination, we may conclude that such as did arrive cost an immoderate sum.

It is thought practicable to organize such a bank with the necessary officers as a branch of the Treasury Department, based on the public and individual deposits, without power to make loans or purchase property, which shall remit the funds of the Government, and the expense of which may be paid, if thought advisable, by allowing its officers to sell bills of exchange to private individuals at a moderate premium.

The premiums thus far discussed are "net premiums" estimated as just sufficient to meet the actual payments required by the contracts in the policies.

He might, indeed, have contented himself with quoting the War Bond advertisements, which daily inform us that the patriotic investor "will receive the whole of his money back with a substantial premium.

[Footnote 8: In 1913 the total premiums collected by all kinds of insurance companies reported (Statistical Abstract of the U.S., 1914, pp.

He has engaged to live with a gentleman, the brother of a lord (a Scotch one indeed) who is going to advance pretty deeply into the bookselling branches, and is to have lodging and boarding, genteel and elegant, gratis, besides no inconsiderable premium.

Indeed here it is more than recklessness, for there are certain indirect premiums held out to obey the early commandment of replenishing the earth, which do not fail to have their full effect.

3d., and finally to a mere premium on the general quantity imported.

Jesus Christ put a tremendous premium upon the faith of a little child.

Telescopes look up in the market on that morning, and bear a monstrous premium; for they cheat, probably, in those scientific worlds as well as we do.

This sum has been raised at an average premium of $5.59 per centum upon stock bearing an interest at the rate of 5 per cent per annum, redeemable at the option of the Government after the 1st day of January, 1835.

Walters and dear old Ess reared a fine family; and the brown baby and her sister took numberless premiums at school, to the infinite delight of their parents.

That is very disagreeable; and all the more so because I am going to insure my lifea pretty premium they will make me pay!and if I'm killed in a duel, it will be forfeited.

And that quarterly premium developed a distressing habit of falling due at the most inopportune times.

After a year at this work, he was taken as an apprentice to the book-binding trade, by the same employer, who, on account of his faithful services, remitted the customary premium.

Is it not a diabolical premium on iniquity, that the fruit of sin can be sold for the benefit of the sinner?

In fact, I would not have insured Johnny's life for the next week at any conceivable premium.

For 1 Year ................................................ $3.00 For 6 Months ............................................... 1.50 For 4 Months with a year's subscription to GOLDEN HOURS..... 1.00 For sample copies of THE NEW YORK FAMILY STORY PAPER and GOLDEN HOURS, and pamphlet illustrating and describing our splendid premiums which are given for coupons published in its columns, send postal card request to MUNRO'S PUB.

These returns, virtually but the refund of excess premiums, are called "dividends" (a somewhat misleading term, not to be confused with dividends on corporate stock).