penalty punishment consequence sanction fine penalization reparation sentence amercement forfeit forfeiture mulct price punition retribution loss penance amends disadvantage comeuppance due impunity freedom latitude exemption immunity liberty exoneration licence license privilege amnesty exception pardon debt whole cause dissatisfaction beginning origin source start hindrance handicap hurt introduction opening cost take antecedent occasion reason causation fee taking commencement blame lack need want shortfall deficit deficiency depletion indebtedness debit sacrifice expense bankruptcy collapse crash insolvency decline closure ruin deterioration seizure ruination liquidation destitution indigence arrears disaster defeat catastrophe nonfeasance poverty misstep devaluation impoverishment clunker letdown failing underperformance bills losses payment payout denial refusal